MY BUYING APPROACH

MY 5-STEP APPROACH TO BUYING A HOUSE

STEP 1

Budget analysis

This is ground zero. A thorough analysis of your monthly cash flow and financial obligations current and future is a valuable exercise regardless of your stage of life or property plans.

STEP 2

Pre-approval

Getting preapproved for a mortgage BEFORE you start your property search is critical. Why? Because knowing how much you qualify for determines how much house you can buy and it allows you to purchase with confidence knowing you have your financing secured.

I can help with:

• Mortgage Specialist recommendations
• First time buyer perks
• Understanding CMHC mortgage insurance
• First time home buyer incentive program

STEP 3

Exploring Neighborhoods

With pre-approval in hand we’ll have an in-depth discussion about your dream home and the neighborhood(s) you’d like to live in.

Having a solid understanding of your needs and wants I’ll present you with a range of suitable properties, set up showings to view the homes and guide you through the selection process. I want you to see a wide range of properties so you make an informed decision and feel confident moving forward when we find “the one.”

STEP 4

We Found “The One!”

Navigating the competitive buying landscape in Toronto is not for the faint of heart but I’ve got you covered. Together we’ll review:

• A professional market overview so you understand value in the area
• A collection of comparable properties so you understand what other similar houses are selling for
• The home’s listing/selling history and area trends

The end result? A sound offer strategy that will help you secure your dream home for the best possible price and terms.

STEP 5

Post Sale Service

We’re not quite done yet! In order to ensure a successful sale and a smooth close there are a number of post-sale details that require attention. I’m here to make sure nothing falls through the cracks.

• Deposit cheque delivery
• Conditions met and legally documented
• Liasing with lawyers & lenders
• Access visits
• Moving logistics
• Closing day